QUESTION 73 All of the following are important factors when determining the markup or commission on a municipal bond trade EXCEPT the difficulty of the trade o the 5-percent markup policy the market value of the securities at the time of the trade O the fact that you and the firm you work for are entitled to make a profit QUESTION 74 Which of the following is true of accredited investors? They have had an annual income in excess of $200,000 for at least the last three years, They have a net worth of at least 51.000.000, excluding any equity, they have in their primary residence They have had an annual income in excess of $100.000 for at least the last two years. They have a net worth in excess of $200,000