Question 8 (1 point) Listen Donna wants to purchase an individual disability insurance policy but feels that the cost is more than she can afford. The plan design that she is currently considering includes a benefit based on 50 percent of her after-tax income up to a maximum of $5,000 per month, a 90-day waiting period and a benefit period that runs to age 65. Which of the following plan design changes would lower Donna's monthly cost? Decrease the waiting period to 60 days Increase the benefit percentage from 50% to 55% Increase the monthly benefit maximum from $5,000 to $6,000 Increase the waiting period to 120 days