Question 8 1 pts Which of the following statements about the umbrella liability policy is INCORRECT? The umbrella policy will cover damage to the policyholder's own body or own property, if the loss exceed their personal insurance coverage. The insurance company will provide legal defense in the lawsuit, as part of the umbrella coverage. The personal umbrella will not cover criminal acts, business activities and activities that are specifically excluded by the policy's provisions. O An umbrella liability policy is designed to insure bodily-injury, property damage or personal injury caused to another person, when the policyholder is at fault