Question 8 ( 2 points) All the following are non-forfeiture options, except: a lump-sum b extended term c paid-up insurance d cash surrender value Question 9 (2 points) An automatic premium loan provision is designed a to pay premiums that are not paid when due to prevent lapse b to reduce the amount of administrative time used to approve a policy loan c to negate the necessity of loan approval by the insurer's loan committee d to allow loans to automatically qualify if supported by superior collateral Question 10 (2 points) Barb was injured in an auto accident. She was totally disabled and collected disability income benefits for 8 months. She would like to return to work on a part-time basis to see if her recovery is complete. During this period, her insurer will pay reduced disability income benefits. This type of disability is called a recurrent disability. b residual disability. c permanent disability. d partial disability