Question 8 (2 points) Which of the following statements regarding life insurance cash values is (are) true? (Check all that apply.) Cash values accumulate tax-free unless and until they are withdrawn by the policyholder.. Cash values result from the leveling of the annual premium for the policy. Cash values eventually begin to decrease once the level annual premium falls below the true cost of the coverage at older ages. Cash values are savings that belong to the policyholder and therefore are subject to claims by a policyholder's creditors. Question 8 (2 points) Which of the following statements regarding life insurance cash values is (are) true? (Check all that apply.) Cash values accumulate tax-free unless and until they are withdrawn by the policyholder.. Cash values result from the leveling of the annual premium for the policy. Cash values eventually begin to decrease once the level annual premium falls below the true cost of the coverage at older ages. Cash values are savings that belong to the policyholder and therefore are subject to claims by a policyholder's creditors