Question 8. 8. Given Uncle Stirling's failing health, Martha has been thinking about the decisions she will need to make as the sole beneficiary of Stirling's $1 million IRA. She is a little overwhelmed at the amount and wants to ensure she ultimately uses these funds wisely for her and Tom's retirement. Which of the following will be an option for Martha upon Stirling's death? (Points : 5) She can elect 10-year forward averaging because Uncle Stirling was eligible to use it. She can use a direct trustee-to-trustee transfer into an IRA and defer any minimum distributions until she is age 701/2. She can use a direct trustee-to-trustee transfer into an IRA but may not begin taking distributions without a penalty until she is age 591/2. She can use a direct trustee-to-trustee transfer into an inherited IRA but must begin to take distributions over her remaining life expectancy