QUESTION 8 The Truth in Savings Act requires financial institutions to disclose the on savings accounts. tax rate compounding annual percentage yield (APY) safety certification liquidity QUESTION 9 A drawback of a regular savings account is Being insured. Ease of withdrawal. A relatively low rate of return. A low minimum balance. Easy access to deposits. QUESTION 10 The primary benefit of a home equity loan is The required monthly payments. Tax-free income in the form of a loan. The deductibility of the loan interest on federal taxes. Its limited availability. All of these are primary benefits