QUESTION 8 What type of policy covers the cost of rebuilding or repairing property based on current construction costs? actual cash value depreciated asset value replacement cost net cash cost QUESTION 9 What process do insurance companies use to decide whether to sell a policy and at what rate? appraisal underwriting escrow assessment QUESTION 10 What service do insurance companies use to review the claim history for a property? RECS CHRS FACA CLUE