Question 9 (1 point) Marc , a chartered accountant and tax expert, would like to purchase life insurance to provide for his family in case he dies prematurely. He contacts his insurance agent to decide how to best determine his coverage needs to offset the loss of income that would result from his death. They agree that the amount of capital that would have to be invested at Marc's death to generate the required income should factor in the return on investment, inflation and income tax. Which approach should the agent choose to analyze Marc's needs? a) Income replacement approach. thal O. b) Capital replacement approach. Od Mortality risk approach Od Risk of unemployment approach