Question 9 1 pts An investor obtained a fully afnortizing mortgage five years ago for $95,000 at 11 percent for 30 years. Mortgage rates have dropped so that a fully amortizing 25-year loan can be obtained at 10 percent. The refinancing costs will be $3,000. All payments are monthly. What will be the rate of return resulting from refinancing? O 24.12% 26.32% O 16.31% 18.66%