QUESTION 9 10 points Saved Electronic bill paying allows you to a. pay your bills online. b. check the balances in your accounts. c. deposit checks. d. all of the options are correct. QUESTION 10 10 points Save Answer A checking account at a commercial bank is called a a negotiable instrument. b. financial intermediary. c. demand deposit account. d. share draft account. QUESTION 11 10 points Save Answer What is paper money back by? a. Gold and silver b. Gold c. Silver d. The full faith and credit of the U.S. government and the Federal Reserve Bank QUESTION 12 10 points Save Answer Who controls the circulation of money in the United States? a. The president of the United States b. The Bureau of Engraving and Printing c. Coin mints d. The Federal Reserve