QUESTION 9 The interest rate that determines the amount of cash interest the borrower pays and the investor receives each year is called the O amortization rate discounting rate stated interest rate market interest rate QUESTION 14 Which of the following concepts represent the time value of money? O the concept that money can be converted into other currencies over time the concept that money becomes obsolete over time the concept that money loses its purchasing power over time the concept that money earns interest over time