Question no 1

1. Data-description [12 marks] a. Describe the feature set FICO score, LTV at origination and vintage "FlCQ orig time, LTV oris time, and orig time) and outcome variable mortgage loan rate (Interest Rate orig time) [3 marks] b. Form ten classes using deciles or self-defined boundaries for the feature set and visualize the average mortgage loan rate (Interest Rate orig time) per class. You may consider using the 'if...then...' statement and make assumptions if you can not form ten distinct classes. Interpret your findings. [9 marks]