Question No. 4: There are two kinds of banking in Pakistan: Islamic Banking and Conventional Banking. Students are required to explain in how Murabaha differs from Conventional Bank Lending. Answer the following questions for both a Conventional Banks Loan and Murabaha. 1. What are the key areas of concern? 2. How would you categorize the bank-customer relationship? 3. Are the returns fixed or variable? 4. Are there any guarantees 5. What happens if the borrower defaults