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QUESTION ONE On November 26, 2017, UPSA insured its bus with Registration No. GT 4678-17 with Donewell Insurance Co. Ltd, for one year on a

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QUESTION ONE On November 26, 2017, UPSA insured its bus with Registration No. GT 4678-17 with Donewell Insurance Co. Ltd, for one year on a comprehensive policy. The sum assured was GHC 100,000.00. The premium paid for the insurance policy was $5000.00. On condition that the insured agreed to pay an amount not exceeding GHC 5,000.00 on any claim presented for indemnity based on an insured event or peril that strikes to cause the loss. a. Explain what Donewell Insurance Co. Ltd would pay to indemnify the insured, UPSA, on a loss amounting to GHC 70,000 caused by KNUST students' demonstration that occurred on October 22, 2018, where: I. there was a policy excess agreement and il there was a policy franchise arrangement b. Upon investigation, if Donewell Insurance Co. Ltd discovers that the loss was caused because of the negligence of a third party, discuss any right that the insurance company has against UPSA and the third party that caused the loss. rivate Windows QUESTION ONE On November 26, 2017, UPSA insured its bus with Registration No. GT 4678-17 with Donewell Insurance Co. Ltd, for one year on a comprehensive policy. The sum assured was GHC 100,000.00. The premium paid for the insurance policy was $5000.00. On condition that the insured agreed to pay an amount not exceeding GHC 5,000.00 on any claim presented for indemnity based on an insured event or peril that strikes to cause the loss. a. Explain what Donewell Insurance Co. Ltd would pay to indemnify the insured, UPSA, on a loss amounting to GHC 70,000 caused by KNUST students' demonstration that occurred on October 22, 2018, where: I. there was a policy excess agreement and il there was a policy franchise arrangement b. Upon investigation, if Donewell Insurance Co. Ltd discovers that the loss was caused because of the negligence of a third party, discuss any right that the insurance company has against UPSA and the third party that caused the loss. rivate Windows

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