Question OneNjenge Bank has the following balance sheet (in millions). Assets Liabilities and Equity Cash K20 Deposits K175 OECD Interbank deposits K25 Subordinated debt (2.5 years) K3 Mortgage loans K70 Cumulative preferred stock K5 Consumer loans K70 Equity K2 Total Assets K185 Total Liabilities & Equity K185 In addition, the bank has K30 million in performance-related standby letters of credit (SLCs), and K300 million in six-year interest rate swaps. Credit conversion factors fo