Rachel and Richard want to know when their current portfolio will be sufficient for them to retire. They have the following balances in their portfolio: Rachel and Richard believe they need at least $2, 100,000 to retire. The money market account grows at 2.5% annually, the government bond mutual fund grows at 5.5% annually, the large capital mutual fund grows at 10.0% annually, the small capital mutual fund grows at 14.0% annually, and the real estate trust fund grows at 3.5% annually. With the assumption that no more funds will be deposited into any of these accounts, how long will it be until they reach the $2, 100,000 goal