Raibin invests $100,000 in a 5-year PPN tied to the S&P 500 Index. The PPN has a performance cap of 40%. On the PPN's issue date, the index is at 4,500. On the maturity date, the index is at 6,700. How much will Raibin receive at maturity?

$148,889

$125,200

$137,600

$140,000