Raj is a bass player who works full-time for a record store making $36,000 per year. He has the following expenses: Rent: $1,200 monthly; Cell Phone: $200 monthly: Food: $250 monthly: Car Lease: $420 monthly: Mojo Magazine: $55 monthly; Visa Credit Card 0$ owing (Limit: $5,000); Petro-Canada Credit Card owing $0 (Limit: $1,000); Car Insurance: annual cost $2,400 Calculate the TDS ratio NOTE: 3% used for credit card and line of credit. Round answer to nearest whole % For example 19.4% would be entered as 19 AJ Page 62 of