RAJIV: I heard the HR manager say that they offer two supplemental plans, but I only wrote down the profit-sharing plan. Under this type of plan, your account on the company's performance. This is because when profits are low, the company makes does not depend depends larger contributions to the plan, and when profits are high, it pays smaller SIMONE: The other plan she mentioned is ERISA the traditional 401(k) plan the Pension Protection Act less more However, employers do not set RAJIV: Because our employer is a big Fortune 500 company, our plan is voluntary. It takes everyone's in company stock. set benefits contributions minimum and and heavily invests it