Ralph, treasurer for Petrova Imports, recently updated his firms short-term cash forecast only to discover that the firm will suffer a cash shortage of $15M for a 30-day period. Ralph just learned from a dealer in the CP market that papers with this maturity issued by firms with similar credit ratings are in demand and are priced to sell at a discount rate of 3.7 percent, and a dealer fee of 10 basis points. Assume that a backup line of credit for the CP issuance amount will be required and will cost 25 basis points (and is based on the unused portion of the credit line). As an alternative to issuing CP, assume that Petrova Imports can access short-term financing at an effective borrowing cost of 4.10 percent. Should Ralph go forward with the CP issue?