Ralston Consulting, Inc., has a $25,000 overdue debt with Supplier No. 1. The company is low on cash, with only $7,000 in the checking account and does not want to borrow any more cash. Supplier No. 1 agrees to settle the account in one of two ways: - Option 1: Pay $7,000 now and $23,750 when some large projects are finished, two years from today. - Option 2: Pay $35,000 three years from today, when even larger projects are finished. Assuming that the only factor in the decision is the cost of money (8\%), which option should Ralston choose