$$Raphael currently carries a balance on his Visa from month to month. He$$s going to move his Visa balance to a MasterCard card that charges a lower interest rate. Raphael will likely be charged$.$Raphael$$s credit card payment was due on March $3.$ He made a payment on March $7.$ Raphael will likely be charged$.$Most credit card holders have a defined line of credit, which is the maximum amount the financial institution approved for Raphael to owe at any time. His line of credit is $$10,000.$ He currently owes $$10,001.$ Raphael will likely be charged$.$