Ratio of liabilities to stockholders' equity The following data were taken from Alvarado Company's balance sheet: Dec. 31, 2014 Dec. 31, 20Y3 Total liabilities $4,900,000 $2,560,000 Total stockholders' equity 4,900,000 3,200,000 a. Compute the ratio of liabilities to stockholders' equity for each year. Round your answers to 2 decimal places. Dec. 31, 2014 Dec 31, 2043 b. Has the creditor's risk increased or decreased from December 31, 2083, to December 31, 2014