Raul Castana purchased a new stereo system from Eddington Electronics Store. He wrote a check on his account at Silver Bank in the amount of $1,200 and gave it to Electronics' clerk. David Eddington, the store owner, stamped the back of the check with his rubber indorsement stamp, and then wrote, "Pay to the order of City Water," and he mailed it to City Water to pay the utility bill. Designate the parties to this instrument using the vocabulary discussed in this chapter.