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Raul has to pay back a loan, a payment of $1000 is due today, $1000 in 6 months and $2000 is due in 24 months.

Raul has to pay back a loan, a payment of $1000 is due today, $1000 in 6 months and $2000 is due in 24 months. His lender offered him an options of one single payment of $5000 to settle the debt. Find the date if the interest is set at 6%p.a. compounded annually.

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