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Raymond wants to plan for his personal finance carefully. He wants to know what is the accumulated value after 14 years of monthly deposits of

Raymond wants to plan for his personal finance carefully. He wants to know what is the accumulated value after 14 years of monthly deposits of $415.00 earning interest at 5.8% compounded semi-annually if the deposits are made

a) at the end of each month?

b) at the beginning of each month?

PLEASE SHOW WORK MANUAL WORK. PLEASE SHOW WHICH FORMULAS YOU USED.

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