Read the article Who Regulates Whom and How? in the module resources and answer the following prompts in your initial post:

1. Identify three policy problems in banking and securities markets, and discuss measures to address these problems.
2. Discuss the main advantages/disadvantages of financial regulations.
3. What is the significance of the SEC and the FCM for the financial market?

Respond to at least two of your peers. In your responses, discuss whether you agree or disagree with the policy problems identified and the solutions provided. Provide rationale as to why you agree or disagree. Use and cite scholarly sources when necessary.