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Read the scenario, and then answer the following question. Ginny is preparing a direct claim message. Her bank account has been incorrectly debited a duplicate

Read the scenario, and then answer the following question.
Ginny is preparing a direct claim message. Her bank account has been incorrectly debited a duplicate charge of $132.45 for a pair of hockey skates. She needs to contact the retail store immediately and have the duplicate amount refunded.
Which would be the best opening for Ginnys message?
Dear Customer Service, I would like to inquire about the possibility of a refund for a charge that appears to be erroneous and duplicated.
Dear Customer Service, I have been the victim of identity theft. If you dont refund my money now, I will contact the authorities.
Dear Customer Service, Please credit my account (#3349-456-8994-0011) for a duplicate debit charge of $132.45.

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