Real Estate Finance.

Please show the mortgage qualification process.

That's all. The current market data is needed to search if the process wants.

please let me know what data is requried. I will provide.

You are the realtor for a 30-year old married couple with two children, ages 6 and 5, seeking to purchase their first home. Both spouses are college educated professionals with joint income of $140,000 per year (only income sources). Neither spouse is a veteran. One spouse works in Boulder; the other spouse works in the Denver Tech Center. A change of employment is not under consideration. Their FICO scores are 720 and 760. One of their parents is gifting them $30,000 that will be used as part of a down payment. Testing indicates both children have the potential for Gifted and talented education status. CLIENT FINANCIAL DETAILS ASSETS Cash (bank account) $13,119.28 401-K $15,000.00 401-62 $22,000.00 Personal assets $15,000.00 Auto: 2013 Nissan Rogue $7,000.00 Auto: 2016 Honda CR-V $19,000.00 Total $91,119.28 LIABILITIES Student loans Credit cards Auto loan: CR-V Total TOTALM ONTHLY $55,000.00 $849.29 $22,500.00 $675.00 $13,619.28 $414.32 $91,119.28 $1,938.61 Ten year payoff, starting balance $70,000; rate 8% Interest rate 21% Starting balance $25000; rate 6% You are the realtor for a 30-year old married couple with two children, ages 6 and 5, seeking to purchase their first home. Both spouses are college educated professionals with joint income of $140,000 per year (only income sources). Neither spouse is a veteran. One spouse works in Boulder; the other spouse works in the Denver Tech Center. A change of employment is not under consideration. Their FICO scores are 720 and 760. One of their parents is gifting them $30,000 that will be used as part of a down payment. Testing indicates both children have the potential for Gifted and talented education status. CLIENT FINANCIAL DETAILS ASSETS Cash (bank account) $13,119.28 401-K $15,000.00 401-62 $22,000.00 Personal assets $15,000.00 Auto: 2013 Nissan Rogue $7,000.00 Auto: 2016 Honda CR-V $19,000.00 Total $91,119.28 LIABILITIES Student loans Credit cards Auto loan: CR-V Total TOTALM ONTHLY $55,000.00 $849.29 $22,500.00 $675.00 $13,619.28 $414.32 $91,119.28 $1,938.61 Ten year payoff, starting balance $70,000; rate 8% Interest rate 21% Starting balance $25000; rate 6%