Real Estate Law Florida Jane Allen purchased a lot in Martin county; on three sides were other properties and on the fourth side was a small dirt road. On the other side of the road was a concrete breakwater and on the other side of the breakwater was an intercostal (Indian River). Harbor title company issued a title insurance policy to Ms. Allen. When Ms. Allen decided to build a house on this property she discovered the dirt road could not be used during spring because water covered the road. Ms. Allen filed a claim with Harbor title company seeking the full purchase price of the property (the policy amount) because her property had inadequate access. Is the lack of access covered under the title insurance policy? Will Harbor title company be required to pay Ms. Allen for her claim? Explain answers