Real World Example Personal Financial Decision: To demonstrate and reinforce your understanding, find and present a real-world example of the use and consideration of this important concept of finance. Present some personal financial decision that you have made or anticipate undertaking that incorporates consideration of the time value of money in the decision process. Example situations that you may want to use include mortgages, planning for retirement, salary choices (incorporating the impact of deferring income items like options) planning for financing your childs education, financing any large purchase like a car) In presenting your example financial decision, be sure and reference the explicit concepts that will be applied in the choice process and integrate appropriate information and financial tools that should be utilized in support for decision made.