Refer to page 29. Read "Example: Computing Present Value in Annuities" To avoid getting confused, we will focus on ordinary annuities. That is, all the payments are received at the end of a period. The cash flow chart for the ordinary annuity is in the first graph. In the example, the present value of the ordinary annuity is 122,891.34. Ignore all the commands after that Question: Suppose the annual discount rate is 5%. A pension plan will pay $41.151 to Grandma in the next 20 years at the end of each year, starting a year from now. Find the present value of the pension plan