Refer to Table $1328.$

Onshore Bank has $$20$ million in assets, with risk$-$weighted assets of $$10$ million. Common equity Tier I $($CET$1)$ capital is $$500,000,$ additional Tier I capital is $$50,000,$ and Tier II capital is $$400,000.$ The current value of the CET$1$ ratio is $5$ percent, the Tier I ratio is $5\mathrm{.}5$ percent, and the total capital ratio is $9\mathrm{.}5$ percent.

Calculate the new value of CET$1,$ Tier I, and total capital ratios for the following transactions.

The bank repurchases $$100,000$ of common stock with cash.

The bank issues $$2$ million of CDs and uses the proceeds to issue category $1$ mortgage loans with a loan$-$to$-$value ratio of $80$ percent.

The bank receives $$500,000$ in deposits and invests them in T$-$bills.

The bank issues $$800,000$ in common stock and lends it to help finance a new shopping mall. The developer has an A$+$ credit rating.

The bank issues $$1$ million in nonqualifying perpetual preferred stock and purchases general obligation municipal bonds.

Homeowners pay back $$4$ million of mortgages with loan$-$to$-$value ratios of $40$ percent and the bank uses the proceeds to build new ATMs.