(Refer to Table 1.) Consider the two health insurance options available to employees of Acme Consolidated Services. The employees can decide between the high-deductible health insurance plan (HDHP) that is combined with a health savings account (HSA), and a preferred-provider organization (PPO) managed care plan. Assume that families' only concern is the medical expenses they have to pay out-of-pocket (including premiums). Also, assume that the employees' employer contributes $500 to each employee's HSA annually and that both insurance plans have a coinsurance rate of 0% ($0 co-pay). Suppose a family expects to have $2,212 in medical expenses for the year. Given expected medical expenses of $2,212, the family should expect the out-of-pocket expenses for the PPO plan to be __________ and the out-of-pocket expenses for the HDHP with the HSA to be __________.

Table 1.PPO Family PlanHigh-deductible health plan (HDHP) with a Health Savings Account (HSA)Annual:Deductible$900$2,500Out-of-pocket Maximum$7,000$10,000Coinsurance/Co-pay$0$0Premiums per month:Employer$681$455Employee$189$102Total$870$557

Group of answer choices

$10,860; $8,396

$3,168; $2,936

$9,072; $7,172

$3,672; $3,436