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Refer to Table 1320, Table 13-21, Table 13-23 and Table 13-24. 33.33 points Two depository institutions have composite CAMELS ratings of 1 or 2 and

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Refer to Table 1320, Table 13-21, Table 13-23 and Table 13-24. 33.33 points Two depository institutions have composite CAMELS ratings of 1 or 2 and are "well capitalized." Thus, each institution falls into the FDIC Risk Category I deposit insurance assessment scheme. Weights for the CAMELS components to calculate the weighted average CAMELS rating are 25 percent, 20 percent, 25 percent, 10 percent, 10 percent, and 10 percent for the C, A, M, E, L, and S components, respectively. Further, the institutions have the following financial ratios and CAMELS ratings: Institution A Institution B eBook 8. 73 7. 86 0.46 0.61 Print 0.80 2. 26 2.70 7.25 0.78 1.90 2. 10 5.66 o References Financial Ratios: Leverage Ratio Nonperforming Loans and Leases/Gross Assets Other Real Estate Owned/Gross Assets Net Income Before Taxes/Total Assets Brokered Deposit Ratio One-Year Asset Growth Loans as a Percent of Total Assets: Construction & Development Commercial & Industrial Leases Other Consumer Loans to Foreign Government Real Estate Loans Residual Multifamily Residential Nonfarm Nonresidential 1 - 4 Family Residential Loans to Depository Banks Agricultural Real Estate Agriculture CAMELS components: C A M E L S 0.51 15. 56 1.70 18. 50 0.55 0.00 1.05 0.00 37.86 1.65 1.80 0.41 13. 05 0.50 18. 20 0.05 0.00 0.70 0.00 34. 37 1.15 4.40 4. 40 3.00 1 2 1 2 1 1 2 2 2 3 1 1 Calculate the initial deposit insurance assessment rate for each institution. (Do not round intermediate calculations. Round your answers to 3 decimal places. (e.g., 32.161)) Institution A Institution B Initial assessment rate

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