Refer to Table 13-20. Table 13-21. Table 13-23 and Table 13_24 Two depository Institutions have composite CAMELS ratings of 1 or 2 and are well capitalized. Thus, each institution falls into the FDIC Risk Category I deposit insurance assessment scheme. Weights for the CAMELS components to calculate the weighted average CAMELS rating are 25 percent. 20 percent, 25 percent. 10 percent, 10 percent, and 10 percent for the C.A.M.E.L. and components, respectively. Further the institutions have the following financial ratios and CAMELS ratings: institution Institution 8.70 0.43 0.80 2.23 2.25 6.00 0.58 0.82 6.15 Financial Hatlost Leverage Ratio Nonperforming Loans and leases/Gross Assets Other Real Estate Owed/Gross Assets Net Income Before Taxes/Total Assets Brokered Deposit Ratio One Year Asset Growth Loans Percent of Total Assets Construction & Developent Commercial & Industrial Lease Other Consumer Loans to Foren Government Real Estate Loans Insidual Multifamily Residential Nonton Nonresidential 1-4 Family Residenti Loans to Depository Bank Rentoutual Real Estate Agriculture CAMELS components 0.48 14.30 1.55 10.35 3.40 0.00 0.90 0.00 39.48 1.20 7.55 4.20 0.38 13.30 0.65 15:05 0.20 0.000 9.35 0.00 35.05 1.60 2nd 3.20 C A M E L S 1 2 1 3 3 2 2 2 3 3 1 2 Calculate the initial deposit insurance assessment rate for each institution. (Do not round intermediat answers to 3 decimal places. (e.g.. 32.161)) Institution A Institution B Initial assessment rate Refer to Table 13-20. Table 13-21. Table 13-23 and Table 13_24 Two depository Institutions have composite CAMELS ratings of 1 or 2 and are well capitalized. Thus, each institution falls into the FDIC Risk Category I deposit insurance assessment scheme. Weights for the CAMELS components to calculate the weighted average CAMELS rating are 25 percent. 20 percent, 25 percent. 10 percent, 10 percent, and 10 percent for the C.A.M.E.L. and components, respectively. Further the institutions have the following financial ratios and CAMELS ratings: institution Institution 8.70 0.43 0.80 2.23 2.25 6.00 0.58 0.82 6.15 Financial Hatlost Leverage Ratio Nonperforming Loans and leases/Gross Assets Other Real Estate Owed/Gross Assets Net Income Before Taxes/Total Assets Brokered Deposit Ratio One Year Asset Growth Loans Percent of Total Assets Construction & Developent Commercial & Industrial Lease Other Consumer Loans to Foren Government Real Estate Loans Insidual Multifamily Residential Nonton Nonresidential 1-4 Family Residenti Loans to Depository Bank Rentoutual Real Estate Agriculture CAMELS components 0.48 14.30 1.55 10.35 3.40 0.00 0.90 0.00 39.48 1.20 7.55 4.20 0.38 13.30 0.65 15:05 0.20 0.000 9.35 0.00 35.05 1.60 2nd 3.20 C A M E L S 1 2 1 3 3 2 2 2 3 3 1 2 Calculate the initial deposit insurance assessment rate for each institution. (Do not round intermediat answers to 3 decimal places. (e.g.. 32.161)) Institution A Institution B Initial assessment rate
