Refer to table below. FOR THIS AND THE NEXT 3 QUESTION. Assuming that the average duration of assets is 5 years, while the average duration of liabilities is 3 years, a RISE in interest rates from 5% to 6.5% will cause net worth to by about Hin: Please watch the video on Duration Gap - Bank Immunization for calculations and interpretation. Assets Liabilities Rate-sensitive $40 million $50 million Fixed-rate $60 million $40 million 1) increase: 7.143% 3) increase: 2.857% 4) decrease; 2.152% 5) decrease: 3.286% Refer to above table. Assuming that the average duration of the bank's assets is 4 years, while the average duration of its liabilities is 3 years, a FALL in interest rates from 5% to 4% will cause net worth to _____by____ For simplicity, assume that L/A-0.98 1) increase; 3.81% 3) decline: 2.857% 4) increase; 1.01% 5) decrease of 0.953%