refer to the table above and answer the following question. what type of ratios are shown in the table? Was APCU's profitability, as measured by this ratio, better or worse than its peers?

APCU is an abbreviation for the Atlanta Postal Credit Union. This table show the value of a ratio for APCU for two years. In addition, it shows the corresponding values for that ratio for APCU's peer group. Finally, the table shows APCU's percentile ranking relative to its peers for that particular ratio. Refer to the table above and answer the following question. What type of ratios are shown in the table? Capital Adequacy Ratios Earnings (Profitability) Ratios Productivity Ratios Refer to the table above and answer the following question. In 2008, was APCU'S profitability, as measured by ROA, better or worse than its peers? Much better A little better A little worse significantly worse Does the following statement provide a reasonable explanation of APCU's profitability in 2008 compared with its peers? In 2008, APCU's profitability, as measured by ROA, was slightly better than that of its peers. This slightly better-than-average performance reflects above-average interest income from its loan portfolio. Unfortunately, much of superior earnings generated by APCU's loan portfolio were offset by both: (1) below average fee income; and, (2) a higher-than-average cost of funds. APCU's cost of funds was significantly higher than those of similar sized institutions. APCU's cost of funds was higher than those of 95 percent of its peers. Yes No Refer to the table above and answer the following question. In 2009, was APCU's profitability, as measured by this ratio, better or worse than its peers? Much better A little better A little worse significantly worse