Referring to journal article \"Ef'l'iciencv, Stability, and Asset Quality of Islamic vis-a-vis Conventional Banks: Evidence from Indonesia" {as attached), answer the following questions: a. Discuss the results of descriptive statistics for variable (i) fee-based income and (ii) ROA. You may explain the mean values, std. deviation, minimum, and maximum values for those two variables above. See Table IV Page 387 {4 marks] Note: in writing your argument, start with introduction, main analysis, and followed by synthesis/ concluding remark