Regarding the article "Are health problems systemic? Politics of access and choice under Beveridge and Bismarck systems," by Zeynep Or, Chantal Cases, Melanie Lisac, Karsten Vrangbaek, Ulrika Winblad, and Gwyn Bevan. Briefly describe the underlying values in Bismarck-type system versus Beveridge-type systems. Include an example of a particular aspect of the health care policy/organization that emphasizes this value. Explain in detail.