Regardless of the number of people who have an insurable interest in covered property, the policy will not pay any more than the limit of liability that applies to covered property. Additionally, the policy will not pay:

A$.$ Less than the market value of the covered property

B$.$ More than $\backslash (80\backslash \%\backslash )$ of the replacement cost

C $.$More than the amount of a person's insurable interest in covered property

D$.$ If the claim is filed more than $15$ days after the loss occurred