$($Related to Checkpoint $5\mathrm{.}4)($Present$-$value comparison$)$ You are offered $$90,000$ today or $$300,000$ in $10$ years. Assuming that you can earn $15$ percent on your money,

which should you choose?

If you are offered $$300,000$ in $10$ years and you can earn $15$ percent on your money, what is the present value of $$300,000?$

I $($Round to the nearest cent.$)$