(Related to Checkpoint 5.2) (Future value) (Simple and compound interest) If you deposit $20,000 today into an account earning an annual rate of return of 9 percent, in the third year how much interest would be earned? How much of the total is simple interest and how much results from compounding of interest? If you deposit $20,000 today into an account earning an annual rate of return of 9%, in the third year how much interest would be earned? $(Round to the nearest cent.)