(Related to Checkpoint 5.4). (Present-value comparison) You are offered $120,000 today or $400,000 in 10 years. Assuming that you can eam 13 percent on your inceney. which should you choose? If you are offered 5400,000 in 10 years and you can earn 13 percent on your money, what is the present value of $400,000 ? (Round to the nearest cent) Which ofler should you choose? (Select the best chaico beliow) A. Choose $120,000 today because is present value is higher. B. Choose $400,000 in 10 years becavse its present value is higher