(Related to Checkpoint 5.7) (Calculating an EAR) You have a choice of borrowing money from a finance company at 18 percent compounded annually or borrowing money from a bank at 20 percent compounded semiannually. Which alternative is the most attractive? If you can borrow funds from a finance company at 18 percent compounded annually, the EAR for the loan is %. (Round to two decimal places.) If you can borrow funds from a bank at 20 percent compounded semiannually, the EAR for the loan is %. (Round to two decimal places.) Based on the findings above, which alternative is more attractive? (Select the best choice below.) A. The loan from the bank at 20% compounded semiannually B. The loan from the finance company at 18% compounded annually