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Ren e is a 2 8 - year - old occupational therapist living in the Annex district of Toronto. She recently graduated from the University

Rene is a 28-year-old occupational therapist living in the Annex district of Toronto. She recently graduated from the University of Toronto and now works as an independent contractor assessing the legitimacy of claims made by car accident victims. Like many students, Rene accumulated a large student debt during her years at university and plans to pay it off within the next five years. Cash Flow Statement For the Year Just Ended Income Professional billings $ 59,605 Less: Professional expenses and taxes (24,590) Professional income net of expenses and taxes $ 35,015 Dividends (after taxes)200 Total Income $ 35,215 Fixed Expenses Rent 10,300 Student loan payments 3,600 Total Fixed Expenses $ 13,900 Variable Expenses Utilities, personal, food, clothing, and dental $ 13,485 Moving expenses 295 Credit card interest 1,080 Recreation/entertainment 1,960 Vacations 6,270 Total Variable Expenses $ 23,090 Total Expenses $ 36,990 Surplus/(Deficit)($ 1,775) Personal Balance Sheet as of Today Assets Liquid Assets Bank account $ 1,610 Personal Possessions $ 10,980 Investment Assets BCE Shares $ 3,725 Total Assets $ 16,315 Liabilities Current Liabilities Credit card balances $ 8,555 Long-Term Liabilities Student loan 21,280 Total Liabilities $ 29,835 Net Worth ($ 13,520) Using Renes financial statements, compute the following ratios: (Do not round intermediate calculations. Round your final answers to 2 decimal places. Negative values should be indicated by a minus sign.) Debt ratio Current ratio Liquidity ratio months

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