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Rene is a 28-year-old occupational therapist living in the Annex district of Toronto. She recently graduated from the University of Toronto and now works as

Rene is a 28-year-old occupational therapist living in the Annex district of Toronto. She recently graduated from the University of Toronto and now works as an independent contractor assessing the legitimacy of claims made by car accident victims. Like many students, Rene accumulated a large student debt during her years at university and plans to pay it off within the next five years. Cash Flow Statement For the Year Just Ended Income Professional billings Less: Professional expenses and taxes Professional income net of expenses and taxes Dividends (after taxes) $ 61,805 (25,690) $ 36, 115 Total Income Fixed Expenses Rent Student loan payments Total Fixed Expenses Variable Expenses Moving expenses Credit card interest Utilities, personal, food, clothing, and dental Recreation/entertainment Vacations Total Variable Expenses Total Expenses Surplus/ (Deficit) 310 $ 36,425 11,400 4,700 $ 16, 100 $ 14,585 405 1,190 2,070 6,380 $ 24,630 $ 40, 730 ($ 4,305) Assets Liquid Assets Bank account Personal Balance Sheet as of Today Personal Possessions Investment Assets BCE Shares Total Assets Liabilities Current Liabilities Credit card balances Long-Term Liabilities Student loan Total Liabilities Net Worth $ 1,720 $ 12,080 $ 4,825 $ 18, 625 $ 9,655 22, 380 $ 32, 035 ($ 13,410) picture Click here for the Excel Data File Using Rene's financial statements, compute the following ratios: (Do not round intermediate calculations. Round your final answers to 2 decimal places. Negative values should be indicated by a minus sign.) Debt ratio Current ratio Liquidity ratio months

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