Rene is a 28-year-old occupational therapist living in the Annex district of Toronto. She recently graduated from the University of Toronto and now works as an independent contractor assessing the legitimacy of claims made by car accident victims. Like many students, Rene accumulated a large student debt during her years at university and plans to pay it off within the next five years, Cash Flow Statement for the Year Just Ended Income Professional billings $ 61,495 Less: Professional expenses and taxes (25,490) Professional income net of expenses and taxes $ 35,915 Dividends (after taxes) 290 Total Income 5 36,285 Fixed Expenses 11,200 Student loan payments 4,500 Total Fixed Expenses $ 15,700 Variable Expenses Utilities, personal, food, clothing, and dental $ 14,385 Moving expenses 385 Credit card interest 1.170 Recreation/entertainment 2,050 Vacations 6,360 Total variable Expenses $ 24,350 Total Expenses $ 40,050 Surplus/(Oeficit) ($ 3,845) Rent Personal Balance Sheet as of Today Assets Liquid Assets Bank account Personal Possessions Investment Assets BCE Shares $ 1,700 $11,880 $ 4,625 $18,205 Total Assets Liabilities Current Liabilities Credit card balances Long-Term Liabilities $ 9,455 Personal Balance Sheet as of Today Assets Liquid Assets Bank account Personal Possessions Investiment Assets BCE Shares $ 1,700 $11,880 $ 4,625 $18, 205 $ 9,455 Total Assets Liabilities Current Ciabilities Credit card balances Long-Term Liabilities Student loan Total Liabilities Net Worth 22,180 $31,635 ($13,430) picture Click here for the Excel Data File Using Renee's financial statements, compute the following ratios: (Do not round intermediate calculations. Round your final answers to 2 decimal places. Negative values should be indicated by a minus sign.) Debt ratio Current ratio Liquidity ratio months