Renee currently has $$145,000$ in her RRSP account. She is thinking about retiring and purchasing an annuity from an insurance company to provide a regular retirement income. Renee has been told that with $$145,000$ she could receive a regular pension payment of $$1,400$ per month with a $10-$year guaranteed payment period. But she thinks she may need slightly more money per month to cover her expenses. Renee does not have any other money than the $$145,000$ in her RRSP$.$ Which one of the following possible changes to the terms of the annuity agreement with the insurance company could Renee request which would increase her monthly income from an annuity?